Four federal holidays before year end change when a Colorado closing can happen. Here is the latest date the Closing Disclosure must be in hand for eight Q4 2026 closing dates, plus the wire and recording checks to run.
Colorado quietly changed how every broker relationship starts. As of August 12, 2026, HB26-1426 requires a signed written agreement before you perform licensed duties, and a compensation agreement alone does not count. Here is what changed, what still does not require a license, and the intake workflow Denver Metro agents should build now.
Most Denver agents pick a farm area by feel, mail three times, and quit in month five. Here is the actual math: how many homes to farm, what turnover rate makes it worth the postage, how many touches it really takes, and what to mail. Run the numbers before you spend a dollar.
