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Why Chicago Title?

 

9 Reasons Why Real Estate Professionals Choose

Chicago Title

 
  • 6. Our Flexibility
    There's no such thing as a "typical" transaction. Even if we've partnered with you on dozens of complex closings, each one is different. We deliver custom-fit solutions every time.
  • 7. Our Strength
    Chicago Title's statutory premium reserves of $1.5 billion (as of 2019) are the highest in the industry.
  • 8. Our Diversity
    As "The Source of Real Estate Services" we truly offer one-stop convenience and full service in handling title and escrow insurance transactions of all types.
  • 9. Our People
    You want title examiners who are local. People who not only know the properties but might have worked on that same record multiple times over the years. And you want escrow officers who can calmly and coolly talk to your clients when a last-minute challenge comes up. That's what we bring to the office every day.
  • 6. Our Flexibility
    There's no such thing as a "typical" transaction. Even if we've partnered with you on dozens of complex closings, each one is different. We deliver custom-fit solutions every time.
  • 7. Our Strength
    Chicago Title's statutory premium reserves of $1.5 billion (as of 2019) are the highest in the industry.
  • 8. Our Diversity
    As "The Source of Real Estate Services" we truly offer one-stop convenience and full service in handling title and escrow insurance transactions of all types.
  • 9. Our People
    You want title examiners who are local. People who not only know the properties but might have worked on that same record multiple times over the years. And you want escrow officers who can calmly and coolly talk to your clients when a last-minute challenge comes up. That's what we bring to the office every day.
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Jerad Larkin Chicago Title

Protect Your Real Estate

 
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At Chicago Title, the security of our title insurance policyholders is our top priority. Together with our parent company, Fidelity National Financial, Inc. (FNF), we are the clear industry leader in all measures of financial strength. This unmatched financial power offers you the protection you need in the event that ownership of your property is ever challenged.

When measuring financial strength, Chicago Title and the FNF family of companies outdistance all other title competitors. A title company's strength can be seen in its Core Claims Reserves. As of June 30, 2021, the FNF family of title companies has $7.7 billion of Claims Reserves, far more than any other competitor in the industry. It is of vital concern to homeowners when it comes to measuring such reserves, as your future claims depend on them.

Choose a title company that you can depend on, for many years to come. Let Chicago Title protect you from future claims, or future losses of title, due to the defects created by past events. Your Homeowner's title insurance policy should remain in effect as long as you, or your heirs, retain an interest in the property. Chicago Title brings you peace of mind knowing that your investment is a safe one.

21 Reasons For Title Insurance

 
  • A fire destroys only the house and improvements. The ground is left. A defective title may take away not only the house but also the land on which it stands. Title insurance protects you (as specified in the policy) against such loss.​

  • A deed or mortgage in the chain of title may be a forgery.

  • A deed or a mortgage may have been signed by a person underage.

  • A deed or a mortgage may have been made by an insane person or one otherwise incompetent.

  • A deed or a mortgage may have been made under a power of attorney after its termination and would, therefore, be void.

  • A deed or a mortgage may have been made by a person other than the owner, but with the same name as the owner.

  • The testator of a will might have had a child born after the execution of the will, a fact that would entitle the child to claim his or her share of the property.

  • A deed or mortgage may have been procured by fraud or duress.

  • Title transferred by an heir may be subject to a federal estate tax lien.

  • An heir or other person presumed dead may appear and recover the property or an interest therein.

  • A judgment or levy upon which the title is dependent may be void or voidable on account of some defect in the proceeding.

  • Title insurance covers attorneys’ fees and court costs.

  • Title insurance helps speed negotiations when you’re ready to sell or obtain a loan.

  • By insuring the title, you can eliminate delays and technicalities when passing your title on to someone else.

  • Title insurance reimburses you for the amount of your covered losses.

  • A deed or mortgage may be voidable because it was signed while the grantor was in bankruptcy.

  • Each title insurance policy we write is paid up, in full, by the first premium for as long as you or your heirs own the property.

  • There may be a defect in the recording of a document upon which your title is dependent.

  • Claims constantly arise due to the marital status and validity of divorces. Only title insurance protects against claims made by non-existent or divorced "wives" or "husbands."

  • Many lawyers, in giving an opinion on a title, protect their clients as well as themselves, by procuring title insurance.

  • 21. Over the past several decades, claims have risen dramatically.

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