Colorado Title Insurance for Commercial Properties: What Investors Should Know
- Jerad Larkin
- 2 days ago
- 2 min read
Introduction: Protecting High-Value Real Estate
Commercial real estate transactions often involve millions of dollars, multiple investors, and complex ownership histories. That’s why title insurance is one of the most important safeguards for any deal.
In this blog, we’ll explain Colorado title insurance for commercial properties, what it covers, how it differs from residential policies, and why Jerad Larkin and Chicago Title Colorado are trusted by investors and brokers across the state.
Why Title Insurance Matters for Commercial Properties
A single title defect can delay or derail a commercial deal - and cost investors thousands. Title insurance protects buyers, lenders, and investors against ownership disputes, liens, and legal risks tied to the property’s history.
Common Title Issues in Colorado Commercial Transactions
Commercial properties face unique risks, such as:
Mechanic’s Liens from contractors or subcontractors.
Boundary or easement disputes affecting land use.
Unpaid taxes or assessments.
Old leases or recorded options that weren’t properly released.
Clerical errors or omissions in property records.
Because these properties often have longer and more complex ownership chains, title review is more in-depth than with residential properties.
What Commercial Title Insurance Covers
A commercial title insurance policy protects the insured (buyer or lender) from:
Financial losses caused by ownership defects.
Costs of legal defense if ownership is challenged.
Loss of property value due to undisclosed liens or encumbrances.
The Title Process for Commercial Deals
Order Title Work – Once a contract is signed, title work begins immediately.
Detailed Title Search – A full review of ownership history, leases, easements, and recorded documents.
Commitment Issued – A preliminary report outlines any issues needing resolution before closing.
Clearing Title – The title company works with attorneys, lenders, and sellers to clear all requirements.
Policy Issued – Once the transaction closes, the final title policy is issued to the insured party.
Types of Commercial Title Policies
Owner’s Policy – Protects the buyer’s ownership rights.
Lender’s Policy – Protects the lender’s lien interest.
Leasehold Policy – Protects tenants with long-term lease interests in commercial real estate.
Why Choose Chicago Title Colorado
Jerad Larkin and Chicago Title Colorado are trusted in the commercial sector because they provide:
Experienced commercial title officers who understand complex transactions.
Advanced underwriting support for high-value deals.
National financial strength from Fidelity National Title Group.
Customized title solutions for retail, industrial, and multifamily properties.
Secure escrow services for large wire transactions.
Real-Life Examples
A Denver investor closed on a $12M office building with Chicago Title handling complex lien clearance.
A Colorado Springs developer praised the commercial team for resolving a survey dispute quickly.
A Boulder multifamily buyer used Chicago Title’s local expertise to navigate multiple parcels and easements.
Conclusion
So, what should you know about Colorado title insurance for commercial properties?
It’s essential protection for investors and lenders - covering ownership risks, liens, and costly disputes. With Jerad Larkin and Chicago Title Colorado, your commercial deals are handled with precision, security, and local expertise.
Questions? Contact:
Questions? Contact Jerad Larkin at Chicago Title Colorado.
📞 303.630.9430
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