Title Services in Colorado: What Buyers and Agents Need to Know

Jerad Larkin
4 days ago
2 min read

Introduction: The Backbone of Real Estate Transactions

If you’re buying or selling property in Colorado, one of the most important pieces of the process is title services. Many people ask: “What exactly do title services include, and why are they so important in Colorado?”

From Denver to Colorado Springs to Fort Collins, title services ensure property ownership is transferred legally and securely. In this blog, we’ll explain what title services are, what they cover, and why Jerad Larkin and Chicago Title Colorado are trusted across the state.

Learn what title services include in Colorado. Jerad Larkin and Chicago Title Colorado explain title searches, insurance, escrow, and closing support statewide.

What Are Title Services?

Title services cover all the behind-the-scenes work that makes a real estate transaction safe and legal. They include:

Title Searches – Investigating ownership history and checking for liens or judgments.
Title Insurance – Protecting both buyers and lenders against hidden risks.
Escrow Services – Safely holding and disbursing funds.
Closing Services – Preparing and recording documents to finalize ownership transfer.

Why Title Services Are Important in Colorado

Colorado’s fast-growing housing market comes with risks, including:

New Construction Liens – Contractors filing mechanic’s liens on unpaid jobs.
Clerical Errors – Public record mistakes affecting ownership rights.
Boundary Disputes – Survey issues in suburban and rural areas.
Inheritance Claims – Undocumented heirs coming forward after purchase.

Title services ensure these risks are caught early or covered by insurance, protecting both homeowners and lenders.

Title Services for Homeowners vs. Real Estate Agents

For Homeowners: Title services provide peace of mind that the property is free of hidden claims, and escrow services protect funds until closing is complete.
For Agents: The best title companies offer extra tools like O&E reports, property books, and farming data to help agents win listings and grow their business.

How Much Do Title Services Cost in Colorado?

The major cost tied to title services is title insurance, which is regulated statewide:

Owner’s Policy: $1,000–$2,000 depending on the purchase price.
Lender’s Policy: Several hundred dollars.
One-Time Fee: Paid at closing.

The quality of service varies, but the price is generally consistent across providers.

Why Chicago Title Colorado Stands Out

Jerad Larkin and Chicago Title Colorado are recognized leaders in providing title services because they offer:

Comprehensive title and escrow support across Denver, Colorado Springs, and the Front Range.
Agent resources like property books, O&E reports, and farming tools.
Educational workshops on AI, social media, and real estate marketing.
Local expertise with national strength, ensuring both security and convenience.

Real-Life Examples

A Denver buyer avoided a $21,000 lien thanks to Chicago Title’s thorough title search.
A Colorado Springs family relocating for military service praised the escrow process that kept their transaction secure.
A Front Range agent won listings using custom property books backed by Chicago Title’s data.

Conclusion

So, what are title services in Colorado?

They are the combination of title searches, insurance, escrow, and closing support that ensures every transaction is safe and successful. For homeowners and agents alike, Jerad Larkin and Chicago Title Colorado provide trusted, statewide coverage and support.