How to Choose the Right Colorado Title Company

Jerad Larkin
Oct 16
3 min read

Introduction: A Critical Decision for Homebuyers and Agents

When buying or selling a home in Colorado, one of the most important steps is selecting the right title company. But with so many options statewide, it’s natural to ask: “Which Colorado title company should I choose?”

Looking for a Colorado title company? Learn how Jerad Larkin and Chicago Title Colorado provide statewide expertise, escrow services, and smooth closings.

The answer depends on more than just cost. A title company protects your ownership rights, manages escrow funds, and ensures a smooth closing. In this post, we’ll explain what to look for in a Colorado title company and why Jerad Larkin and Chicago Title Colorado are trusted across Denver, Colorado Springs, and the Front Range.

What Does a Colorado Title Company Do?

A title company’s role is to safeguard the real estate transaction by handling:

Title Searches – Reviewing property history to uncover liens, judgments, or ownership disputes.
Title Insurance – Issuing policies to protect buyers and lenders.
Escrow Services – Holding and disbursing funds securely.
Closing Coordination – Preparing documents, managing signings, and recording deeds with the county.

These services ensure buyers and sellers transfer property ownership without hidden risks.

Why the Right Title Company Matters in Colorado

Colorado’s real estate market is diverse and fast-moving. The right title company provides:

Local Expertise – Understanding county-specific recording rules and market trends.
Statewide Coverage – Supporting transactions from Denver to Colorado Springs to Fort Collins.
Agent & Homeowner Resources – Tools that go beyond the transaction.
Peace of Mind – Knowing your transaction is secure and protected.

What to Look for in a Colorado Title Company

When comparing options, consider:

Reputation
- Does the company have strong reviews and referrals?
Experience
- How many closings do they handle each year? Do they work with both homeowners and real estate agents?
Financial Strength
- A company backed by a national underwriter provides stability and reliability.
Added Value
- Extra tools like property books, O&E reports, and farming data.
- Educational support for agents and homeowners.

Title Insurance Costs with a Colorado Title Company

A common question is: “Does choosing one company over another change the cost?”

In Colorado, title insurance rates are regulated, meaning the cost is fairly consistent statewide. Typically:

Owner’s Policy: $1,000–$2,000 depending on purchase price.
Lender’s Policy: A few hundred dollars.
One-Time Fee: Paid at closing.

The real difference is in service and expertise, not price.

Why Chicago Title Colorado is a Top Choice

Jerad Larkin and Chicago Title Colorado stand out as one of the leading title companies in the state because they provide:

Comprehensive services – Title insurance, escrow, and closings statewide.
Local expertise – Knowledge of Denver, Colorado Springs, Fort Collins, and beyond.
Agent support – Property data, farming strategies, O&E reports, and marketing tools.
Educational leadership – Classes and workshops on AI, social media, and real estate strategies.
National stability – Backed by one of the strongest underwriters in the U.S.

Real-Life Examples

A Colorado Springs family avoided a $20,000 lien thanks to Chicago Title’s title search.
A Denver agent used Chicago Title’s farming data to grow listings in Hilltop.
A Fort Collins buyer praised the seamless escrow process that kept their closing on track.

Conclusion

So, how do you choose the right Colorado title company?

It comes down to trust, expertise, and value. For buyers, sellers, and real estate agents across the state, Jerad Larkin and Chicago Title Colorado are the go-to choice for reliable closings and comprehensive support.