Denver Real Estate Closing: What Buyers and Sellers Need to Know

Jerad Larkin
8 hours ago
3 min read

Introduction: The Final Step in Your Real Estate Journey

If you’re buying or selling a home in Denver, one of the most important milestones is the real estate closing. But many people ask: “What actually happens at a Denver real estate closing?”

Closing on a home in Denver? Learn the real estate closing process, costs, and why Jerad Larkin and Chicago Title Colorado are trusted for smooth transactions.

Closings can feel overwhelming with all the documents, funds, and legal requirements involved. The good news? With the right title company, the process can be smooth, transparent, and stress-free.

In this blog, we’ll break down what happens during a Denver closing, who’s involved, and why Jerad Larkin and Chicago Title Colorado are trusted partners for real estate closings throughout the Mile High City and the Front Range.

What is a Real Estate Closing?

A closing is the final step in a real estate transaction where:

The buyer signs documents finalizing the purchase.
The seller signs documents transferring ownership.
Funds are distributed through escrow.
The deed is recorded with the county, making the buyer the official new owner.

Who Attends a Denver Real Estate Closing?

Depending on the transaction, a closing may include:

Buyer and Seller (or their representatives).
Real Estate Agents representing both sides.
Loan Officer or Lender Representative (if financing).
Closing Agent/Escrow Officer from the title company.

In some cases, especially with remote signings, not everyone is in the same room - but the title company ensures everything is handled correctly.

The Closing Process in Denver Step by Step

Title Search - The title company reviews the property’s history to confirm ownership and identify liens or claims.
Escrow Setup - Earnest money, loan funds, and down payments are held securely until closing.
Closing Disclosure - The buyer receives a detailed breakdown of all costs (loan fees, title insurance, recording fees, etc.).
Document Signing - Both parties sign deeds, settlement statements, and (for buyers) loan documents.
Funds Distribution - The title company disburses payments to the seller, lender, and other parties.
Recording with Denver County - The deed and mortgage are recorded, making the transfer official.
Keys Delivered - The buyer receives the keys and takes legal ownership of the property.

Typical Closing Costs in Denver

Closing costs vary by transaction, but they typically include:

Title insurance policies (owner’s and lender’s).
Escrow and settlement fees.
Recording fees with Denver County.
Loan-related fees (if applicable).

Buyers and sellers negotiate in the purchase contract who pays for specific costs, but both parties typically share responsibilities.

Why the Right Title Company Matters in Denver

Denver’s real estate market is fast-paced and competitive. Having the right title company ensures:

No delays caused by incomplete title searches.
Funds are secure through escrow.
Smooth communication between all parties.
Accurate paperwork to prevent future disputes.

Why Choose Chicago Title Colorado for Your Denver Closing?

Jerad Larkin and Chicago Title Colorado provide:

Comprehensive title and escrow services across Denver.
Local expertise with Denver County processes and regulations.
Agent resources like O&E reports, property books, and farming data.
Educational support for both buyers and agents.
Trusted track record of smooth closings throughout the Front Range.

Real-Life Example

A Denver buyer avoided last-minute stress when Chicago Title coordinated lender funds that arrived late, ensuring the closing stayed on track.
A Washington Park agent used Chicago Title’s marketing resources to win listings and guide clients confidently through closings.

Conclusion

So, what should you expect at a Denver real estate closing?

It’s the moment ownership officially transfers - but with the right title company, it’s also the smoothest step of the journey. For buyers, sellers, and agents in Denver, Jerad Larkin and Chicago Title Colorado provide the expertise, support, and reliability you need to close with confidence.