Denver Escrow Services: What Buyers and Sellers Should Know

Jerad Larkin
Nov 8
2 min read

Introduction: Securing Your Closing in the Mile High City

When buying or selling a home in Denver, one of the most important steps in the process is escrow. Many people ask: “What do escrow services in Denver include, and why do I need them?”

Learn what Denver escrow services include. Jerad Larkin and Chicago Title Colorado explain how escrow protects buyers, sellers, and agents in Denver.

Escrow ensures funds and documents are handled securely and fairly, protecting buyers, sellers, and lenders. In this blog, we’ll break down what escrow services cover, why they matter in Denver, and why Jerad Larkin and Chicago Title Colorado are trusted for escrow across the Mile High City.

What Are Escrow Services?

Escrow services are provided by a neutral third party - usually a title company - to manage money and documents until all conditions of the real estate contract are met. Escrow ensures:

Buyers’ funds (earnest money, down payment, loan funds) are protected.
Sellers’ proceeds are released only after requirements are met.
Lenders’ conditions are satisfied before funding.
County recording of deeds and mortgages is done properly.

Why Escrow is Critical in Denver

Denver’s real estate market moves fast, and escrow helps prevent costly mistakes. It:

Provides security for both buyers and sellers.
Ensures compliance with Denver County requirements.
Creates transparency in the transaction.
Keeps closings on schedule, even in competitive markets.

What Escrow Services Include in Denver

A typical escrow service covers:

Holding earnest money.
Coordinating loan funds and down payments.
Ensuring title requirements are satisfied.
Overseeing document signing on closing day.
Disbursing funds to sellers, lenders, and service providers.
Recording deeds and mortgages with Denver County.

Escrow Costs in Denver

Escrow fees vary by provider but are generally a few hundred dollars. Unlike title insurance (which is regulated), escrow costs can differ. These fees are often split between buyers and sellers, depending on the purchase contract.

Why Choose Local Denver Escrow Services

Working with a local escrow provider offers benefits like:

Familiarity with Denver County rules and timelines.
Convenient office access for in-person signings.
Connections with local lenders and agents for smoother communication.

Why Chicago Title Colorado is a Top Choice for Denver Escrow

Jerad Larkin and Chicago Title Colorado offer escrow services trusted by Denver buyers, sellers, and agents. They provide:

Secure handling of funds and documents.
Efficient processes to keep closings on track.
Local knowledge of Denver’s market and county requirements.
Agent resources like property books, farming tools, and O&E reports.
National backing for added financial security.

Real-Life Examples

A Denver buyer praised Chicago Title for protecting their earnest money until closing.
A Washington Park seller appreciated the timely disbursement of funds.
A Cherry Creek agent trusted Chicago Title’s escrow team to keep multi-party transactions organized.

Conclusion

So, what do Denver escrow services provide?

They manage the money, documents, and recording process to ensure smooth, secure closings. With Jerad Larkin and Chicago Title Colorado, Denver homeowners and agents can close confidently, knowing escrow is handled by trusted experts.