Colorado Real Estate Title Company: Why Choosing the Right One Matters
- Jerad Larkin
- 3 days ago
- 2 min read
Introduction: The Hidden Partner in Every Transaction
When buying or selling a home, one of the most important partners you’ll work with is the title company. Many people ask: “What does a real estate title company in Colorado do, and how do I choose the right one?”
In this blog, we’ll explain the role of a Colorado real estate title company, the services they provide, and why Jerad Larkin and Chicago Title Colorado are trusted across Denver, Colorado Springs, and the Front Range.
What is a Real Estate Title Company?
A title company provides the services needed to legally and securely transfer ownership of real estate. These include:
Title Search – Reviewing ownership history and identifying liens or claims.
Title Insurance – Protecting buyers and lenders from losses due to ownership issues.
Escrow Services – Holding and disbursing funds securely.
Closing Services – Coordinating documents and recording with the county.
Why Title Companies Are Essential in Colorado
Colorado’s diverse housing market - from historic Denver neighborhoods to new suburban developments - presents unique risks. A title company helps protect against:
Old Liens on historic properties.
Mechanic’s Liens on new construction.
Clerical Errors in county records.
Inheritance Disputes from undisclosed heirs.
Boundary Issues in rural acreage.
Without a trusted title company, buyers and sellers could face costly delays or ownership disputes.
How Much Do Title Company Services Cost in Colorado?
In Colorado, title insurance premiums are regulated, so costs are consistent statewide:
Owner’s Policy: $1,000–$2,000 depending on purchase price.
Lender’s Policy: Several hundred dollars.
One-Time Fee: Paid at closing, coverage lasts as long as the homeowner owns the property.
Escrow fees vary by provider but are usually a few hundred dollars, often split between buyer and seller.
What to Look for in a Colorado Real Estate Title Company
Reputation – Strong reviews and recommendations from agents.
Local Expertise – Familiarity with county-specific recording rules.
Comprehensive Services – Title, escrow, and closing all in one place.
Agent Support – Marketing tools, O&E reports, and property books.
Financial Strength – Backing from a national underwriter.
Why Chicago Title Colorado is a Trusted Partner
Jerad Larkin and Chicago Title Colorado are leaders in real estate title services because they offer:
Complete title, escrow, and closing services.
Local expertise across Denver, Colorado Springs, and the Front Range.
Agent resources to help real estate professionals grow.
Educational events and classes on AI, marketing, and real estate strategy.
National strength for long-term financial stability.
Real-Life Examples
A Denver buyer avoided a $22,000 lien thanks to Chicago Title’s thorough title search.
A Colorado Springs seller praised secure escrow handling during closing.
An agent in Boulder used Chicago Title’s property books to win more listings.
Conclusion
So, what does a Colorado real estate title company do?
It ensures property ownership transfers are clear, secure, and legally protected. With Jerad Larkin and Chicago Title Colorado, buyers, sellers, and agents can trust that every detail is handled with professionalism and care.
Questions? Contact:
Questions? Contact Jerad Larkin at Chicago Title Colorado.
📞 303.630.9430
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