Choosing the Right Title Company in Colorado Springs

Jerad Larkin
Oct 21
3 min read

Introduction: Why It Matters for Homebuyers and Agents

If you’re buying or selling a home in Colorado Springs, one of the most important partners in your transaction is the title company. Many people ask: “What does a Colorado Springs title company do, and how do I choose the right one?”

Looking for a title company in Colorado Springs? Learn why Jerad Larkin and Chicago Title Colorado are trusted for smooth, secure closings across the region.

With the city’s growing population, strong military presence, and booming real estate market, having the right title company is essential for smooth, secure closings. In this blog, we’ll explain what title companies do in Colorado Springs, what makes them unique, and why Jerad Larkin and Chicago Title Colorado are trusted across the region.

What Does a Title Company Do?

A title company provides key services to protect buyers, sellers, and lenders, including:

Title Searches – Reviewing property records for liens, judgments, or ownership disputes.
Title Insurance – Protecting buyers and lenders from financial loss due to title defects.
Escrow Services – Safeguarding funds until all terms of the purchase contract are met.
Closing Coordination – Preparing documents, managing signings, and recording the deed with El Paso County.

These services ensure a safe and efficient transfer of ownership.

Why a Title Company in Colorado Springs is Unique

Colorado Springs has real estate dynamics that differ from Denver or other areas:

Military Relocations – High turnover and tight closing timelines for service members and families.
New Construction – Rapid growth means more risk of mechanic’s liens from unpaid contractors.
Mixed Property Types – From historic homes near Old Colorado City to suburban new builds, each requires different expertise.

A local title company that understands these nuances can prevent costly delays and issues.

What to Look for in a Colorado Springs Title Company

When comparing providers, keep these factors in mind:

Local Expertise – Knowledge of El Paso County’s processes and common title risks.
Reputation – Positive reviews from homeowners and referrals from trusted agents.
Financial Strength – Backing from a national title insurer to ensure claims are covered.
Extra Resources – Tools like property books, O&E reports, and farming data for agents.
Educational Leadership – Workshops and support for agents to grow their business.

How Much Does Title Insurance Cost in Colorado Springs?

Costs are regulated statewide, so prices are similar across companies. Typically:

Owner’s Policy: $1,000–$2,000 depending on home value.
Lender’s Policy: A few hundred dollars.
One-Time Fee: Paid at closing, not monthly or annual.

The difference between companies comes down to service, speed, and expertise, not cost.

Why Chicago Title Colorado is Trusted in Colorado Springs

Jerad Larkin and Chicago Title Colorado stand out as one of the leading title companies in Colorado Springs because they offer:

Local presence with deep knowledge of the market.
Full-service title and escrow support for buyers, sellers, and lenders.
Agent tools to help real estate professionals win listings and close more deals.
Educational events to empower agents with cutting-edge marketing strategies.
National stability backed by one of the strongest underwriters in the country.

Real-Life Examples

A military family relocating to Fort Carson closed on time thanks to Chicago Title’s efficient escrow services.
A Springs agent grew their business using custom property books created with Chicago Title’s data.
A first-time homebuyer avoided inheriting a contractor lien because of Chicago Title’s thorough title search.

Conclusion

So, how do you choose the right title company in Colorado Springs?

Look for local expertise, strong support, and a reputation for smooth closings. With Jerad Larkin and Chicago Title Colorado, buyers, sellers, and agents in Colorado Springs gain peace of mind knowing every transaction is handled with care and precision.