2026 Colorado Contract Date Guide: A Simple Deadline Cheat Sheet for CREC Contracts
- Jerad Larkin

- 5 days ago
- 4 min read
How do I quickly set and track Colorado CREC contract deadlines without missing something important?
A simple way is to use a one-page contract date guide that shows suggested deadline ranges counted from Mutual Execution of Contract (MEC), so you can draft cleaner contracts and avoid preventable mistakes.
⬇️Download the PDF HERE
You can save it to your desktop, keep it on your phone, or drop it into your transaction checklist so it’s always within reach.
Why deadlines feel harder than they should
If you’ve written enough Colorado contracts, you already know the truth.
Deadlines are not hard because the contract is confusing.
Deadlines are hard because you’re juggling everything at once: showings, inspections, lender updates, HOA docs, title work, and client questions coming in fast.
That’s why I love having a one-page reference you can pull up in seconds.
This 2026 CREC Contract Date Guide is designed to help you set realistic dates, keep your timeline tight, and reduce missed-deadline stress.
What this Contract Date Guide is
This PDF is a visual cheat sheet that lists common Colorado contract items and shows suggested day ranges from MEC for each deadline.
It’s organized into categories, including:
Title
Owner’s Association
Seller’s Property Disclosure
Loan and Credit
Appraisal
Survey
Inspection and Due Diligence
Closing and Possession
The biggest value is speed.
Instead of guessing, searching old transactions, or reinventing the wheel, you can reference the guide and set dates that usually make sense for a standard deal.
Who should use this PDF
You’ll get value from this guide if you are:
A Colorado real estate agent writing offers and counters
A newer agent who wants guardrails while learning deadlines
A busy agent who wants a fast double-check tool
A transaction coordinator who tracks and confirms timelines
A team lead who wants consistent contract practices across the team
How to use the guide in real life
Here’s the simplest workflow:
Confirm MEC
MEC is the date the contract (or counterproposal, if applicable) is signed by all parties. The guide even recommends verifying MEC by email to avoid misunderstandings.
Set deadlines using the ranges
Use the guide’s day ranges as a starting point, then adjust based on:
property type and condition
HOA complexity
lender timeline
inspection availability
negotiation leverage
Track the big-ticket deadline groups
In most transactions, the “mission critical” clusters are:
Title and HOA
Inspections and due diligence
Loan, appraisal, and underwriting timing
Closing and possession
The most important sections inside the guide
Title and title objections
The guide outlines suggested windows for:
Record Title
Record Title Objection
Off-Record Title
Off-Record Title Objection
Title Resolution
Third Party Right to Purchase (with a note to determine if Right of First Refusal applies)
Why it matters: title deadlines are where you protect your client’s exit ramps and your ability to negotiate solutions.
HOA documents and termination timing
It includes suggested timing for:
Association Documents
Association Documents Termination
HOA timelines can make or break closings, especially when documents are delayed or incomplete.
Inspection and due diligence deadlines
This is one of the most useful parts of the PDF because it groups together:
Inspection Termination
Inspection Objection
Inspection Resolution
Due Diligence Documents Delivery
Due Diligence Documents Objection
Due Diligence Documents Resolution
Property Insurance Termination
Water and mineral rights examinations (when applicable)
This is the category where missed deadlines create the most client frustration, because inspections and negotiations move fast.
Loan, credit, and appraisal checkpoints
The guide includes suggested timing for:
New Loan Application
New Loan Terms
New Loan Availability
Appraisal, Appraisal Objection, and Appraisal Resolution
It also calls out rarely-used deadlines that may apply when an existing loan will not be released (example: assumable loans or wrap-around deeds of trust) and suggests contacting your employing broker or a real estate attorney before completing those sections.
Closing and possession
It highlights:
Closing Date
Possession Date and Possession Time (including a note tied to delivery of deed)
Acceptance Deadline date and time
Possession terms create confusion more often than they should, so having a quick reference helps you spot issues early.
Bullet-point summary: what you’ll learn from downloading this PDF
How to think about deadlines as day ranges from MEC
The most common timing windows for title, HOA, inspections, loan, appraisal, and closing
What to double-check when Record Title is a buyer vs seller deadline
When Right of First Refusal might require date changes
Where to slow down and get guidance for existing loan scenarios and special financing
Why post-closing possession often needs a post-closing occupancy agreement

Final takeaway
Deadlines don’t have to feel like a guessing game.
When you have a clean one-page reference, you write cleaner offers, you communicate timelines better, and you reduce avoidable fire drills mid-transaction.
Disclaimer: This blog is for informational purposes only and should not be considered legal advice. Always verify details with your title company or legal professional before making decisions.
Questions? Contact:
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Jerad Larkin, Chicago Title
303.630.9430





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